Comprehensive Insurance Fraud Investigation Services
Insurance fraud happens a lot more than we realize in Brooklyn, Manhattan, New York City, Long Island, White Plains, NY, Stamford, Greenwich, CT, and the surrounding areas, with some estimates stating that up to 20% of all insurance claims are fraudulent.
This insurance fraud is like a hidden tax on the rest of us, causing our insurance rates to be higher than they should be. John Cutter Investigations takes all insurance fraud investigations seriously, and we put our decades of investigative experience to bear on every case. Insurance fraud can take forms like auto insurance fraud with staged accidents or rate evasion, or property insurance fraud like inflated claims, or even health insurance fraud, including billing scams by medical providers and more.
Having done hundreds of investigations over the years during their time in law enforcement, our team knows its way around an investigation and can get the details that they need. Contact us today to get started with your insurance fraud investigation.
FRAUDULENT CLAIMS DETECTION
Whether you’re a local insurance provider or a national insurance company, one of the key components to maintaining your profitability is staying ahead of fraudulent claims.
At JCI, our experienced investigators provide insurance claims investigation services to a wide range of corporations and law firms, and are proud to maintain a long-standing record of excellent results.
Our licensed private detectives will create an individualized investigative plan for each assignment, which we will execute as quickly and discreetly as possible.
Our investigators do not speculate or embellish; we report back to our clients with verifiable, well-documented facts.
If your insurance company suspects a fraudulent claim, don’t hesitate to reach out to us for a free consultation.
INSURANCE CLAIMS INVESTIGATION ACTIVITIES
Claims Investigations
Written and Recorded Statements
Accident / Loss Scene Investigations
Alive and Well Checks
AOE-COE
Continuance of Disability Interviews
Slip and Fall Investigations
Evidence Management
Surveillance
Follow-up Investigations
Bodily Injury Claims
Disability Claims
Litigation Support
Subrogation
Special Investigations Unit
Outsourced SIU Teams / Personnel
Prosecutorial Packaging
Specialized Training
SIU Audits
Database & Medical
Background Investigations
Civil and Criminal Checks
Real Property/Asset Checks
Department of Motor Vehicle Checks
Obtain Medical Records
Insurance Fraud Investigation FAQs
What Triggers Insurance Fraud Investigations?
Our team is contacted by insurance companies that have suspicions about insurance fraud. This might be found due to multiple claims for the same incident, suspicious timing of an insurance policy, injuries that do not match the incident, or other causes.
How Long Do Insurance Fraud Investigations Take?
Every insurance fraud case that we take on is unique, so it is difficult to provide a definitive timeline for them. Some insurance fraud cases are investigated and come to a conclusion in a few weeks, while others could take months. The complexity of the case will dictate the length of time needed for the investigation.
How Can I Combat Against Insurance Fraud?
First, make sure you are dealing with your insurance company honestly. Secondly, if you suspect fraud, report it to your insurance company or to your state agency who will contact us to perform insurance investigation. Working together, we can help keep insurance rates down for everyone.
Why People Participate In Insurance Fraud
Insurance fraud is most often done or participated in to gain financially in some way or another. In some cases, insurance fraud is done by inflating the costs of a covered incident in order to meet an insurance deductible or to pad a claim for injuries that were never sustained. In other cases, people will do it as a way to save money, such as claiming a better driving record or claiming fewer miles on a vehicle.
While there are obvious fraud activities, there are also fringe activities that many might not consider fraud. These are cases, sometimes referred to as 'soft fraud', where a person exaggerates a legitimate claim, such as inflating repairs a little, in order to pocket a little bit extra money, or to report a few additional stolen items.
Working With Insurance Fraud Investigators
With the amount of fraud with insurance claims in the hundreds of billions of dollars annually, it is no wonder that insurance companies and those paying their premiums, which are inflated to cover this fraud, want these fraudsters found and prosecuted.
In extreme cases, some insurance companies may pull out of an area or kind of insurance coverage because of fraudulent claims that are making things too expensive to continue to offer it.
Why Choose John Cutter Investigations?
As veteran law enforcement personnel, John Cutter Investigations understands how to perform investigations and utilize the wide range of publicly available documentation and interviews to get to the bottom of insurance fraud in Brooklyn, Manhattan, New York City, Long Island, White Plains, NY, Stamford, Greenwich, CT, and the surrounding areas.
Social media surveillance, interviews, field investigations, court records, and more can all be helpful in putting a case of insurance fraud together. Contact our experienced team today to discuss your insurance fraud investigation needs.
Reach Out to Us
Suspect a fraudulent claim? Contact us today.